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12:00 AM - HLTH 2019
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01 Oct
2019-10-01 - 2019-10-02    
All Day
The UK’s leading health technology and smart health event, bringing together a specialist audience of over 4,000 health and care professionals covering IT and clinical [...]
08 Oct
2019-10-08 - 2019-10-09    
12:00 am
Looking to maximize the efficiency of your current Revenue Cycle solution? Join us as we present strategies for analyzing your MEDITECH Revenue Cycle, and learn from other [...]
2019 Southwest Dental Conference
2019-10-10 - 2019-10-11    
All Day
ABOUT 2019 SOUTHWEST DENTAL CONFERENCE For 91 years, the Southwest Dental Conference has been the meeting of choice for quality professional development and innovative educational [...]
Annual Conference & Exhibition Lyotalk USA 2019
2019-10-10 - 2019-10-11    
All Day
ABOUT ANNUAL CONFERENCE & EXHIBITION LYOTALK USA 2019 Lyotalk is USA’s largest annual conference on Lyophilization/Freeze Drying. Lyotalk attracts gathering from of 150+ experts from [...]
Lab Indonesia 2019
2019-10-10 - 2019-10-12    
All Day
ABOUT LAB INDONESIA 2019 LabAsia is Southeast Asia’s leading laboratory exhibition, serving as the region’s trade platform for laboratory equipment & services suppliers to engage [...]
30th International Conference on Clinical and Experimental Ophthalmology
2019-10-11 - 2019-10-12    
All Day
ABOUT 30TH INTERNATIONAL CONFERENCE ON CLINICAL AND EXPERIMENTAL OPHTHALMOLOGY The 30th International Conference on Clinical and Experimental Ophthalmology is going to be held during October [...]
7th International Conference on Cosmetology & Beauty 2019
Cosmetology and Beauty 2019 passionately welcomes each one of you to attend a global conference in the field of cosmetology which is held on October [...]
16 Oct
2019-10-16 - 2019-10-17    
All Day
ABOUT 17TH INTERNATIONAL CONFERENCE ON CANCER RESEARCH AND THERAPY Cancer Research Conference 2019 coordinates addressing the principal themes and in addition inevitable methodologies of oncology. [...]
Global Cardio Diabetes Conclave 2019
2019-10-18 - 2019-10-20    
All Day
ABOUT GLOBAL CARDIO DIABETES CONCLAVE 2019 A strong correlation between cardiovascular diseases and diabetes is now well established. The American Heart Association considers that individuals [...]
2019 Rehabilitation Medicine Society of Australia and New Zealand
2019-10-20 - 2019-10-23    
All Day
ABOUT 2019 REHABILITATION MEDICINE SOCIETY OF AUSTRALIA AND NEW ZEALAND On behalf of Rehabilitation Medicine Society of Australia and New Zealand (RMSANZ) and the organising [...]
21 Oct
2019-10-21 - 2019-10-23    
All Day
ABOUT GLOBAL CONFERENCE ON SURGERY AND ANESTHESIA (GCSA 2019) Global Conference on Surgery and Anesthesia (GCSA 2019) scheduled on October 21-23 2019 in Dubai, UAE [...]
21 Oct
2019-10-21 - 2019-10-22    
All Day
ABOUT 10TH INTERNATIONAL CONFERENCE ON MASS SPECTROMETRY AND CHROMATOGRAPHY ME Conferences is excited to announce the “10th International Conference on Mass Spectrometry and Chromatography” that [...]
MEDICAL JAPAN 2019 TOKYO
2019-10-23 - 2019-10-25    
All Day
ABOUT MEDICAL JAPAN 2019 TOKYO B to B Trade Show Covering All the Products/Services/Technologies in the Healthcare Industry! MEDICAL JAPAN TOKYO, a sister show of [...]
15th ACAM Laser and Cosmetic Medicine Conference 2019
2019-10-23 - 2019-10-25    
All Day
ABOUT 15TH ACAM LASER AND COSMETIC MEDICINE CONFERENCE 2019 As the new president of ACAM, I am delighted to welcome you all to the 15th [...]
23rd European Nephrology Conference
2019-10-24 - 2019-10-25    
All Day
ABOUT 23RD EUROPEAN NEPHROLOGY CONFERENCE Theme: The Imminent of Nephrology: Current & Advance Approaches to treat Kidney Diseases 23rd European Nephrology Conference is the world’s [...]
FNCE 2019 Food & Nutrition Conference & Expo
2019-10-26 - 2019-10-29    
All Day
ABOUT FNCE 2019 – FOOD & NUTRITION CONFERENCE & EXPO Experience dynamic educational opportunities not available elsewhere. Gain access to new trends, perspectives from expert [...]
HLTH 2019
2019-10-27 - 2019-10-30    
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ABOUT HLTH 2019 HLTH is the largest and most important conference for health innovation. It’s an unprecedented, large-scale forum for collaboration across senior leaders from [...]
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8 Oct 19
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Global Cardio Diabetes Conclave 2019
18 Oct 19
Bidhannagar
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HLTH 2019
27 Oct 19
Las Vegas
White Papers

Using Customer Journey Maps to Improve Health Insurance Customer Loyalty

hipaa compliance
Using Customer Journey Maps to Improve Health Insurance Customer Loyalty
Executive Briefing
Author
Jim Tincher, Principal Consultant, HeartoftheCustomer
Jim@HeartoftheCustomer.com
Editor
Shane White, Director—New Projects, FC Business Intelligence

swhite@fc-bi.com

Overview

It’s a time of massive change for the healthcare industry. The Affordable Care Act accelerated the move to consumerism, requiring more of a focus on customer experience than ever before.
Even payers who have always focused on individual plans have to adjust. At the same time as new competitors enter the consumer market, they also have to support exchanges while their consumers demand more than ever. The good news is that companies that get the customer experience right are rewarded with growth, adding loyal customers while simultaneously lowering the cost to serve. But get it wrong–hide behind byzantine bureaucracy and incomprehensible rules–and market share drops rapidly as customers flee towards simpler plans. Watermark Consulting analyzed the stock price impact of customer experience, 1 and found that while the S&P benchmark increased by 14.5% from 2007 – 2012, customer experience laggards’ stock lost 33.9%. At the same time, customer experience leaders saw their stock rise by 43%.

A journey map is a visual display of an experience as a customer sees it. See Elements of a Journey Map on page 5 for an example. This customer view is what makes them so useful. Unlike a process map, steps that do not resonate with customers are left out, while other steps that do not  directly involve the sponsoring company are included. Journey maps are used for both business and consumer customers, although the research methods vary between the two audiences. Journey maps are used for experience design by many players in the healthcare industry, from the Mayo Clinic to UnitedHealthcare.

McKinsey & Company analyzed the importance of managing entire journeys versus managing individual touch points (such as the website or call center). They found that industry performance on journeys is “20% to 30% more strongly correlated with business outcomes, such as high revenue, repeat purchase, low customer churn, and positive word of mouth.”

The example map on page 5 shows a representative journey for a segment of consumers purchasing health insurance. Notice that eight of the first nine consumer steps do not involve Coolsure Insurance’s (a mythical health plan)people or systems. This is often the case in a purchasing journey, as consumers or employers use other resources for their research. Unfortunately, these steps often have more influence over whether the customer eventually buys than does a company’s website or its sales force.

A typical journey mapping project analyzes separate customer segments, with a unique map created for each. For example, a Fortune 100  company implements a new health care plan very differently than a 50-person software company. Trying to encapsulate both experiences as one journey results in a watered-down map that doesn’t accurately represent either customer segment.